Terms of Use

Effective Date: January 1, 2026

IMPORTANT: These are the Terms of Use for the EZ Loans website. This is NOT a loan agreement or loan terms document. Actual loan terms and conditions will be provided separately during the application and closing process.

Acceptance of Terms

By accessing and using this website (ezloanssd.com), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website. EZ Loans reserves the right to modify these terms at any time. Your continued use of the website following any changes constitutes your acceptance of the new terms.

Use License

EZ Loans grants you a limited, non-exclusive, and non-transferable license to access and use this website for lawful purposes. You agree not to:

• Modify, reproduce, or distribute website content without permission
• Attempt to gain unauthorized access to any portion or feature of the website
• Use automated tools, bots, or scrapers to collect website data
• Interfere with or disrupt the website's operation or security
• Transmit viruses, malware, or harmful code
• Use the website for illegal activities or purposes
• Harass, threaten, or defame others through the website
• Impersonate any person or organization

Intellectual Property Rights

All content on this website, including text, graphics, logos, images, videos, and software, is the property of EZ Loans or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, modify, publish, or distribute any content without express written permission from EZ Loans.

The EZ Loans name, logo, and all related marks are trademarks of EZ Loans and Egelko Enterprises. Any unauthorized use is prohibited.

Disclaimers

THIS WEBSITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. EZ LOANS DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

EZ Loans does not warrant that:

• The website will be uninterrupted or error-free
• Defects will be corrected
• The website will be free from viruses or malware
• Information provided is accurate, complete, or up-to-date

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, EZ LOANS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE WEBSITE, EVEN IF EZ LOANS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL EZ LOANS' TOTAL LIABILITY EXCEED $100.

Indemnification

You agree to indemnify, defend, and hold harmless EZ Loans, its officers, directors, employees, agents, and affiliates from any claims, damages, losses, or expenses (including attorneys' fees) arising from your use of the website, your violation of these terms, or your infringement of any third-party rights.

External Links

This website may contain links to external websites. EZ Loans does not control, endorse, or assume responsibility for external websites, their content, accuracy, or practices. We recommend reviewing the privacy policies and terms of linked websites before providing personal information.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in San Diego County, California.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, that provision shall be severed, and the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and EZ Loans regarding your use of this website and supersede all prior agreements and understandings.

Contact Information

For questions regarding these Terms of Use, please contact: